How Payday lending works
Video Rating: 4 / 5
December 10, 2011
December 5, 2011
Do you know of any bank that do personal loans to people with bad credit?
Question by KRISTY: Do you know of any bank that do personal loans to people with bad credit?
I need a personal loan for $ 6,000 to cover the costs for my wedding this 30th of June. My credit is not that great and I really need the loan fast.
Best answer:
Answer by Josie
If you have something to use as collateral (such as a vehicle that is paid for or something like that), then that would really help you. If they know they can get the money back if something happens you don’t pay, it makes them feel a little better. But make sure you make every payment on time and it will help to bring your credit score back up!
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December 4, 2011
I would like to put two loans into one. One is a auto loan the other a personal loan. Any advice?
Question by Chris: I would like to put two loans into one. One is an auto loan the other a personal loan. Any advice?
I have 2.5 years left on the personal loan and 3.5 left on the car loan. I tin afford to pay more on the loans but a part of me thinks I tin pay it faster if I am able to get a loan to combine both for a 24 month of 36 month term. Has anyone done this before? If so , any advice?
Best answer:
Answer by Wayne Z
Probably not going to happen as one is an unsecured loan and the other is a secured loan.In the off happen that you owe less on both loans than the car is worth, you may be able to refinance the car and pay off both loans.If you have great credit, you may be able to get one personal loan to pay off both but the interest rate would be higher than the car loan so you would probably lose ground.
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December 2, 2011
Is there a LendingTree kind of a site for personal loans?
Question by ChicagoBob123: Is there a LendingTree kind of a site for personal loans?
Lenders compete you win. Is there something like this for personal loans over 25K
Best answer:
Answer by Ryan M
Nope
What do you think? Answer below!
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November 28, 2011
Will the interest rate drop affect unsecured personal loans?
Question by Kevin C: Will the interest rate drop affect unsecured personal loans?
I’ve read that the US interest rate has dropped significantly. I’m in the market for an unbolted personal loan, and have been offered 10.99% ($ 6000, 36 month). I have good credit, but I’m only 25 so my credit history is limited. Should I wait for banks to offer lower rates?
Best answer:
Answer by nickhill20022000
That’s not a bad rate for unsecured loan. Part of the reason they are higher interest is because they have no collateral. They are given you money based only on a signature guarantee.Really isn’t a bad rate at all.The interest ordered that the Fed cut was bank to bank rates. Even mortgages will only be slightly effected. Anything with a fixed rate will not be effected.
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November 25, 2011
Legitamit personal loans for people with bad credit and not payday loans?
Question by avenger831968: Legitamit personal loans for people with bad credit and not payday loans?
Are there any legit personal signature loan providers or for disabled veterans who have hit a rough patch do to a pending lawsuit settlement?
Best answer:
Answer by Ray S
not in this country, we only help other countries while we punish americans based on three numbers called a credit tally you can give your life just don’t ask for five dollars to get on your feet.
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November 24, 2011
Has anyone had luck finding personal loans without a credit check?
Question by coldcoldercoldestDEAD: Has anyone had luck finding personal loans without a credit check?
I’m looking for a personal loan that does not require an impute check for at least $ 3000 I maintaining finding payday advance places and they do not go up that high.
Best answer:
Answer by Tracker
Har. Payday progressing places are going to charge you 100% interest anyway. The only way to get that much money without a credit check is from a friend or family member…or maybe a mafia loan shark.
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November 15, 2011
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www.STILL2012.com During the debate about raising the debt limit, the GAO quietly released a stunning report that the Fed between 2008 and 2010 made over trillion in secret loans to banks, both foreign and domestic, including a trillion loan to the European Central Bank to keep Europe afloat.
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