Personal Loans « Loans – credit personal loan consolidators

December 4, 2011

I would like to put two loans into one. One is a auto loan the other a personal loan. Any advice?

Filed under: Personal Loans — Tags: Advice, Auto, into, like, Loan, Loans, one., Personal, would — admin @ 9:59 am

Question by Chris: I would like to put two loans into one. One is an auto loan the other a personal loan. Any advice?
I have 2.5 years left on the personal loan and 3.5 left on the car loan. I tin afford to pay more on the loans but a part of me thinks I tin pay it faster if I am able to get a loan to combine both for a 24 month of 36 month term. Has anyone done this before? If so , any advice?

Best answer:

Answer by Wayne Z
Probably not going to happen as one is an unsecured loan and the other is a secured loan.In the off happen that you owe less on both loans than the car is worth, you may be able to refinance the car and pay off both loans.If you have great credit, you may be able to get one personal loan to pay off both but the interest rate would be higher than the car loan so you would probably lose ground.

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December 2, 2011

Is there a LendingTree kind of a site for personal loans?

Filed under: Personal Loans — Tags: Kind, LendingTree, Loans, Personal, site, there — admin @ 10:59 pm

Question by ChicagoBob123: Is there a LendingTree kind of a site for personal loans?
Lenders compete you win. Is there something like this for personal loans over 25K

Best answer:

Answer by Ryan M
Nope

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November 28, 2011

Will the interest rate drop affect unsecured personal loans?

Filed under: Personal Loans — Tags: affect, drop, interest, Loans, Personal, rate, Unsecured — admin @ 1:57 pm

Question by Kevin C: Will the interest rate drop affect unsecured personal loans?
I’ve read that the US interest rate has dropped significantly. I’m in the market for an unbolted personal loan, and have been offered 10.99% ($ 6000, 36 month). I have good credit, but I’m only 25 so my credit history is limited. Should I wait for banks to offer lower rates?

Best answer:

Answer by nickhill20022000
That’s not a bad rate for unsecured loan. Part of the reason they are higher interest is because they have no collateral. They are given you money based only on a signature guarantee.Really isn’t a bad rate at all.The interest ordered that the Fed cut was bank to bank rates. Even mortgages will only be slightly effected. Anything with a fixed rate will not be effected.

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November 25, 2011

Legitamit personal loans for people with bad credit and not payday loans?

Filed under: Personal Loans — Tags: Credit, Legitamit, Loans, Payday, People, Personal — admin @ 3:59 pm

Question by avenger831968: Legitamit personal loans for people with bad credit and not payday loans?
Are there any legit personal signature loan providers or for disabled veterans who have hit a rough patch do to a pending lawsuit settlement?

Best answer:

Answer by Ray S
not in this country, we only help other countries while we punish americans based on three numbers called a credit tally you can give your life just don’t ask for five dollars to get on your feet.

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November 24, 2011

Has anyone had luck finding personal loans without a credit check?

Filed under: Personal Loans — Tags: anyone, check, Credit, finding, Loans, luck, Personal, without — admin @ 5:00 am

Question by coldcoldercoldestDEAD: Has anyone had luck finding personal loans without a credit check?
I’m looking for a personal loan that does not require an impute check for at least $ 3000 I maintaining finding payday advance places and they do not go up that high.

Best answer:

Answer by Tracker
Har. Payday progressing places are going to charge you 100% interest anyway. The only way to get that much money without a credit check is from a friend or family member…or maybe a mafia loan shark.

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November 11, 2011

Q&A: where can i find Fast personal loans for not so good credit?

Filed under: Personal Loans — Tags: Credit, Fast, find, good, Loans, Personal — admin @ 1:59 am

Question by Lou: where can i find Fast personal loans for not so good credit?
I need a personal loan ($ 2000) of some type quickly. My credit is not so good but I have a steady job and make good money. Any suggestions on where to go for this type of loan

Best answer:

Answer by Pojo
The abruptly answer is even good credit folks are having disturbed so you won’t get that loan without a cosigner or lots of collateral.Added DO NOT fall for the idiots who will spam your question, they are just that scammers

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November 8, 2011

how or who is willing to give personal loans to consolidate my credit cads. i want to avoid bankruptcy.?

Filed under: Personal Loans — Tags: AVOID, Bankruptcy, cads., Consolidate, Credit, give, Loans, Personal, Want, willing — admin @ 3:57 am

Question by Eddie: how or who is willing to give personal loans to consolidate my credit cads. i want to avoid bankruptcy.?
i have been doing some Research and discovered that there are just to many consolidation company’s that are scams .i require help and don’t want to get caught up even more. i do not understand why as a taxpayer that we are able to bail out the banking Industries but thay wont give retired personal loans.

Best answer:

Answer by tastoller
I would recommend just cutting up your credit teasing and not using them. Debt CONsolidation loans are just simply that…Cons. what you need to do is to stopping living and spending off your attribute cards and pay with cash. Personal Finance is like 20% knowledge and 80% habits. change your habits and you can refreshing you financial standing. Check out Dave Ramsey’s website for more info. Also observed out his archived show on hulu.com to observe the advice he gives!

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November 5, 2011

Are Personal Loans a Good idea to get out of debt?

Filed under: Personal Loans — Tags: Debt, good, idea, Loans, Personal — admin @ 6:04 am

Question by ruthy A: Are Personal Loans a Good idea to get out of debt?
We have credit card bills, & medical bills are huge it’s driving us crazy. Every month is a hassle to make a payment because we have to decide which bill is going to get paid. We can’t pay them all at once by the due dates; we don’t get paid enough!! I’ve been thinking of taking out a Personal Loan but I’m scared it wouldn’t be a hurt move. Any Advice?

Best answer:

Answer by Feeling Mutual
A personal loan will make things WORSE unless you end up filing for bankruptcy protection. You should consult a bankruptcy attorney.If you are considering bankruptcy, a personal lent could be used to pay secured debts, then you have to wait at least 90 days to file for bankruptcy protection, and eliminate all of the non-secured debt such as medical bills, personal loans and credit tease debt, but keep payed on your secured loans sucn as your house and car payments.

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