Question by Melissa: How do personal loans work? I’m looking to get a personal loan but I’m not sure how they work. I have some credit I need to pay off and a birthday for my daughter.Anyone know anything astir personal loans – what I would need and what not?I have to pay back to money either way, Its not that I wont have the money – I just want it (need it) now.
Best answer:
Answer by Lil’ E. don’t borrow money for a b-day or bills, u just change who u write the check to each month and creating more bills
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Question by chrissy: are there any lenders that do federal student loan consolidation? not private loans? it seems like there aren’t any lenders that do federal student loan consolidation programs. Are there any out there? not private loans.so far it seems like the dept of ed has ended other programs. delight helpthanks Ruth. Can you ask your relative if it was a federal loan? New question, is it possible to debt consolidate federal student loans?? so there’s debt and then student loan consolidation.
Best answer:
Answer by Judy I believe I read that you can not consolidate federal student loans.Why would you want to? For convenience?If you consolidate with a bank, you will only pay higher interest rates.Convenience will never be worth that much money./
Question by jlbilby: Student loans have to start being paid off 6 months after you graduate. What if you continue to law school? I’m planning on going to law school after I graduate from a 4-year college. I’m just wondering if I’ll have to commencing paying back my student loans after 4-year college, or after I graduate from law school? P.S. I’m just doing some preliminary checks on student loans in general, I’m a senior in high school and I’m just thinking ahead.
Best answer:
Answer by spalmer If you continue to law school, then your loans would stay in deferment (meaning that you would not start paying them indorse). You can keep your student loans in deferment while you are in school.
Question by saintly_angeline: What is the best cellphone company for bad credit? I have a friend with bad credit and she’s tired of prepaids. She’s trying to find a cell phone company that allows people with bad credit to have something at least. Which one is good. I don’t have bad credit and know most companies will give you no hassles, but don’t know anything astir bad credit. Which company should she try?
Best answer:
Answer by 1 RAJ most company have same terms and conditions for credit limit, if your friend want to increase credit than she should pay deposit to increase credit limit and once it increased she can adjusted again her bill.
Question by li x: Can you apply for a student loan after debt consolidation? if you already have one loan, what if it’s differed due to disability? How does this work?Can you apply for a student loan after debt consolidation?if you already have one loan, what if it’s differed due to disability? How does this work?At the time the first loan was taken out (it was for around 4,000 and it was to a school that was a scam, but they got away with itbecause they knew the ins and outs of pulling off their scam real well. . so I’m asking about applying for another loan / consolidation, not discussing the previous one.
Best answer:
Answer by Chrissey They will see that you already have a loan when you have to give them your SS #. You will have to tell them about the previous one. Sorry you got scammed.
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Question by Miguel F: How self employers can get personal loans? I work under the table and I need a personal loan for beginning rebuilding my credit how i can do it?
Best answer:
Answer by Pat You can’t.I am self employed, and I have records to prove it.
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