Dhoni please retire punk… asked:


I am buying two houses, one has 4 legs($159,000 lamborghini I mean) and one is set in the ground($220,000).. Can I apply for both loans. I mean is it possible to have some thing like that at one time.

JULIUS

petra asked:


If this financial crises continues (which I’m quite sure it will), what are the chances that the student loans many of us have been promised for the spring semester wont be dispersed? I’ve heard that new government loans for education may be cut off if things continue as they are, so applications for next year might be shaky. But, what about those of us who have been promised funds for next semester- has that money already been set aside and guaranteed?

ALBERT

Payday Loans, Cash Advances and Auto Title Loans asked:


A payday loan from Mayday Payday is meant to aid our customers with the financial help they need. This is why our payday loan requirements are so easy. You can receive a payday loan if you are at least 18 years of age, have a steady job, minimum income of $1000 per month, and an open and active checking account. If you meet these requirements you will be able to get a payday loan. There are absolutely no credit requirements to get your payday loan. A payday loan is a great way to get a boost of cash. A payday loan can tie you over to your next paycheck.

A Confidential, and Secure Payday Loan

Nowadays, a payday loan is amazingly convenient. A payday loan is only a click away! Our payday loan service eliminates the long waits and tedious credit requirements of the traditional payday loan processing. Mayday Payday can provide a fast and easy payday loan within one to two business days from start to finish. Plus, there’s no lengthy payday loan application to fill out. Our payday loan application is just a simple, online application that will ask for a few pieces of information. The payday loan process is confidential and secure.

A Convenient Payday Loan

We are the only online payday loan lender that can give you a payday loan approval instantly. That’s right; you can get an instant payday loan approval! With our payday loan service we will directly deposit your payday loan funds into your bank account. This means that getting your payday loan is even easier and faster for you. We also offer several different payment arrangements to better suite your needs. For example, you can have the payment for your payday loan automatically withdrawn from your banking account on your payday.

Bad Credit (or No Credit) Payday Loan

Even if you have no credit or have credit problems you can still receive a instant payday loan. Our bad credit payday loan can be a solution to your emergency cash needs. We can approve you whether you have bad credit, poor credit, or even no credit. There is no collateral for the no fax payday loan, except your employment or recurring income to pay off the amount of the payday loan.

Start the process immediately by calling toll free (800) 979-1823 or by visiting our web site at: http://www.Mayday-Payday.com



ARCHIE

Loan Modification Attorney asked:


Lenders are known to be difficult when it comes to loan modifications. But did you know that they benefit at least as much from the process as you do? The main reason they balk at Mortgage Modification is that they have to train agents to handle them, and each case requires individual attention. But it also saves them a good deal of time compared to foreclosure, and may even have a few long-term benefits. Here are some good reasons why your lender might prefer a loan modification over a foreclosure.

It’s faster and cheaper. In a foreclosure, there are specific wait times that allow the borrower to get current with their mortgage. It’s not uncommon for the process to drag on for almost a year. These delays can cost your lender a good deal of money. A loan modification, on the other hand, takes an average of 30 to 60 days. All they have to do is go over your documents, talk to your loan modification attorney, and see if you qualify. The negotiations are the hardest part, but they don’t cost quite as much as foreclosure expenses.

It’s less work. To start the foreclosure process, your lender will have to assess late charges, file a Notice of Default, pay heavy lawyer fees, and arrange an auction to sell your home. And if you manage to get back on track and stop foreclosure, all the work simply gets filed away. Loan modifications involve less work on their part. You and your  Loan Modification Attorney will do most of the work and provide most of the documentation. Often, all they have to do is assess your case and decide what kind of mortgage assistance you will need.

It helps keep investors. Foreclosures are as damaging to your lender as they are to you. It may benefit them for now, but with the recent housing bubble, it will eventually weigh them down. Investors don’t want to deal with banks that have too many foreclosures on record. If they grant you a loan modification instead, your payments will keep showing up on their records instead of being written as bad debt.

Of course, this doesn’t make it any easier to get what you want from your lender. After all, you’re still a liability—and it’s important to prove that you can get back on your feet. To get the best loan modification deal, you need a good lawyer who knows the what lenders need and can convince them that it’s the wiser choice to settle a loan modification.



FELIX

Loan Modification Attorney asked:


Foreclosure is always a race against time. Although a home loan modification can slow the process, you have fewer options the longer you wait. Not all lenders have the staff or experience to handle mortgage loan modifications. Even with a capable attorney, the process can drag on for months.

But you don’t have to sit and wait. There are some things you can do to speed up the process. Once your home loan modification is under way, these steps can help you get more positive results.

1. Put everything on paper. It’s not uncommon for lenders, especially smaller ones, to lose track of your application. To prevent delays, make sure all your efforts are documented and kept on file. This includes all the calls you make and receive, both from your lender and loan modification attorney. Keep receipts of all your transactions, and make copies so you don’t have to let go of the originals.

2. Do your own financial statements. Part of every home loan modification is a financial worksheet, which will be your main basis for qualification. Most lenders have their own forms, but it won’t hurt to make your own as well. If your lender insists on using their worksheet, at least you’ll have all the information ready.

3. Be as detailed as possible. Too much information is better than too little, and it limits the chances that they’ll call you for more information. A typical worksheet for a mortgage loan modification will include the following:

-Your contact information (address, home phone and work phone, fax and email)

-Information about your property, including the estimated value

-Your current income

-Any additional income, such as welfare, child support, etc.

-Your estimated total value, including other assets such as real estate, investments, savings and checking accounts, IRAs, 401(k), stocks and bonds

-Liabilities, such as existing loans, monthly bills, medical expenses, and tax liens

4. Keep all your bills. The financial worksheet will require you to dig up old bills and hold on to the ones that keep coming. This will help you keep the information as accurate as possible. You may also need to present these bills (or copies of them) along with your hardship letter, which explains why you need a mortgage loan modification. Even if they don’t ask for it, it’s best to include them anyway. That way, there’s no reason for your lender to doubt your statement. The more proof you have, the better your chances of getting that home loan modification.

Be sure to submit as much truthful and verifiable information to your loan modification attorney so they are able to compile the best case to submit you your lender.



STEVE

Mai N asked:


I know that for loans, including fed. financial aid, students don’t have to start paying back until they are out of school and even then, there is a grace period. Is it possible to start paying back some of that loan while in school or do we have to wait until the grace period is over?

ARIEL

**Just my OPINION** asked:


I am getting a pell grant, but it only covers a portion of the cost. I was also told that I may qualify for student loans. How do they determine how much money you will receive in student loans?
What is subsidized and unsubsidized?

WILL

billc63129 asked:


I’m six years removed from high school, and would really love to go to college. The only problem is I don’t know where to start to get loans or info. Anyone have any suggestions?Thank you in advance.

HERSHEL